American United is becoming Haven on November 16. Same credit union, new name.
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Accounts
Checking accounts
Checking accounts
Everyday banking with real support. Compare our three checking accounts side by side, then open yours online in about 10 minutes.
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Key features, fees and requirements at a glance.
See checking rates
Account
MOST POPULAR
Primary Checking
Our most popular account for everyday banking with member reward dividends.
ATM Checking
Easy access to your money when you don't need a full checking account.
SECOND CHANCE
Fresh Start Checking
For members rebuilding their banking history, including ChexSystems or TeleCheck reports (fraud excluded).
Monthly fee
None
See fee schedule
$7 ($4 with a $750+ average daily balance)
Minimum balance
None
None
$100
Account opening fee
None
See fee schedule
$20
Monthly dividends
On balances of $500+
Not available
Not available
Checks
Included
Not available
Not available
Visa Rewards Debit Card
Included
PIN-based transactions only
Included
Mobile deposit & Zelle
Included
Not available
Ask us
Free ATMs nationwide
30,000+
30,000+
30,000+
CO-OP Shared Branches
Included
Not available
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Open
Details
Open
Details
Open
Details
Fee and feature details shown here are summaries. See the Service Fees schedule and account disclosures for complete terms. Membership required.
MEMBER BENEFIT
GoldStar builds on the checking you already have.
A member benefit, not a separate account. Qualify through your checking activity and unlock better rates across Haven.
Higher dividend rates
On checking, savings and certificates
Loan rate discounts
On vehicle and personal loans
Identity theft protection
At no cost to GoldStar members
How GoldStar works
More for your checking
Overdraft Protection
A backup when a payment comes up short.
Visa Rewards Debit Card
Earn rewards when you pay with debit.
Online & Mobile Banking
Check balances, pay bills and deposit checks.
Checking rates
Current dividend rates and APYs.
Not sure which account fits?
Tell us where you are, and we'll help you find the right place to start.
801-359-9600
Next Steps
Contact us
A credit union for real financial lives.
Meeting you where you are.
Routing number
324078640
Mailing address
PO Box 1030, West Jordan, UT 84084
CONTACT US
801-359-9600
Local
877-992-8663
Toll free
Se habla español
VISA CARD LOST OR STOLEN?
Business hours
877-583-5015
After hours (debit)
800-754-4128
After hours (credit)
800-808-7230
QUICK LINKS
Online banking
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Current rates
Branches & ATMs
Make a payment
Financial wellness
DISCLOSURES
Terms & conditions
Privacy policy
Service fees
Accessibility
Equal opportunity
©2026 Haven Credit Union | NMLS ID 486009
All rights reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. This credit union is federally insured by the National Credit Union Administration. Equal Housing Opportunity.