American United is becoming Haven on November 16. Same credit union, new name.
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Accounts
Savings accounts
Higher yield accounts
Higher yield accounts
Put the money you won't need right away to work. Lock in a certificate rate, keep flexible access with a money market, or save for retirement.
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Certificates
Up to 4.00% APY*
With GoldStar, 6 to 60 months
Money Market
Up to 3.25% APY*
On balances of $250,000+
Retirement (IRA) Savings
0.500% APY*
Traditional and Roth IRAs
Compare higher yield accounts
Each one trades a little flexibility for a better return. Pick the balance that fits your goal.
Haven Certificates
A guaranteed, fixed rate for a set term. Your money is secure and federally insured.
4.00% APY*
GoldStar rate on all terms
$500 minimum deposit ($5 for Dedicated Saver)
Fixed terms from 6 to 60 months
Higher rate for GoldStar members
Add funds anytime with Dedicated Saver
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Money Market
Higher yields with penalty-free access to your funds.
$1,000
Minimum balance to earn dividends
Rate higher than Primary Savings at $1,000+
Higher balances earn higher rates
No penalty to add or remove funds
Free access at CO-OP Shared Branches
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Details
Retirement (IRAs)
Tax advantages and higher rates to help you plan ahead.
$0
Minimum balance, no monthly fees
Traditional IRA with tax-deferred growth
Roth IRA with tax-free funds in retirement
Monthly dividends on balances of $25+
Retirement certificates also available
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Today's rates
Rates effective April 1, 2026. Subject to change without notice.
See all rates
Certificates
Term
Rate & APY
GoldStar rate & APY
Minimum
6-Month
3.832% (3.900% APY)
3.929% (4.000% APY)
$500+
12-Month
3.832% (3.900% APY)
3.929% (4.000% APY)
$500+
18-Month
3.832% (3.900% APY)
3.929% (4.000% APY)
$500+
24-Month
3.832% (3.900% APY)
3.929% (4.000% APY)
$500+
36-Month
3.832% (3.900% APY)
3.929% (4.000% APY)
$500+
48-Month
3.832% (3.900% APY)
3.929% (4.000% APY)
$500+
60-Month
3.832% (3.900% APY)
3.929% (4.000% APY)
$500+
Money Market
Balance
Dividend rate
APY
$1,000 - $4,999
0.946%
0.950%
$5,000 - $9,999
0.995%
1.000%
$10,000 - $24,999
1.144%
1.150%
$25,000 - $49,999
1.687%
1.700%
$50,000 - $99,999
2.031%
2.050%
$100,000 - $249,999
2.667%
2.700%
$250,000+
3.203%
3.250%
*APY = Annual Percentage Yield. Membership required. Certificate early withdrawal penalty is 180 days of dividends. Additional requirements apply for GoldStar membership. Dedicated Saver certificates require a $5 minimum.
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Savings Accounts
Primary, Youth and Club savings.
GoldStar Membership
Earn our best certificate rates.
Savings calculators
See how your money could grow.
Retirement planning
Talk with a financial advisor.
Want help choosing a term?
We'll walk through your timeline and find the right fit.
801-359-9600
Next Steps
Contact us
A credit union for real financial lives.
Meeting you where you are.
Routing number
324078640
Mailing address
PO Box 1030, West Jordan, UT 84084
CONTACT US
801-359-9600
Local
877-992-8663
Toll free
Se habla español
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Business hours
877-583-5015
After hours (debit)
800-754-4128
After hours (credit)
800-808-7230
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©2026 Haven Credit Union | NMLS ID 486009
All rights reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. This credit union is federally insured by the National Credit Union Administration. Equal Housing Opportunity.